俗语说得好 Súyǔ shuō dé hǎo
As the old saying goes
钱不是万能 Qián bùshì wànnéng
Money is not everything
没有钱万万不能 Méiyǒu qián wàn wàn bùnéng
No money, absolutely cannot /
But you can't be penniless
如果退休生活怎么过 Rúguǒ tuìxiū shēnghuó zěnmeguò
How to live in retirement
How to live a retiree life
各人有各人的想法 Gè rén yǒu gè rén de xiǎngfǎ
Everyone has their own ideas / We have our own opinions
没钱我不敢退休 Méi qián wǒ bù gǎn tuìxiū ( no money, I dare not retire / I dare not retire if I don't have money)
有些人 Yǒuxiē rén Some people
很有钱但是没朋友 Hěn yǒu qián dànshì méi péngyǒu have the money but they have no friends / Rich but no friends
没钱没得聊 Méi qián méi dé liáo
No money, no talk
Cantonese says, 冇錢冇得傾 mouj cin mou dak king
所以我觉得 Suǒyǐ wǒ juédé
So I think
如果没钱 Rúguǒ méi qián without money / If you don't have money
退休生活不敢策划 Tuìxiū shēnghuó bù gǎn cèhuà we dare not plan for retirement / I don’t dare to plan my retirement life /
你要有钱 Nǐ yào yǒu qián You must have money / You need money
你如果有钱，老实说 Nǐ rúguǒ yǒu qián, lǎoshí shuō Honestly with money / If you have money, honestly speaking
如果中码票大彩 Rúguǒ zhōng mǎ piào dà If I win 4D or TOTO / If you win the lottery
一大笔钱 Yī dà bǐ qián with a huge sum of money / A large sum of money
我马上退休 Wǒ mǎshàng tuìxiū. I wiIl retire immediately / I'm retiring soon
我也同意你说法 Wǒ yě tóngyì nǐ shuōfǎ I agree with you too / I also agree with your statement
你要是没钱 Nǐ yàoshi méi qián If you don't have money
你退休了 Nǐ tuì xiū le You are retired
你就算不乱花 Nǐ jiùsuàn bù luàn huā Even if you don't waste money / Even if you don't overspend
但你的生活从哪来 Dàn nǐ de shēnghuó cóng nǎ lái where do you get your daily expenses from / But where does your life come from?
基本的 Jīběn de It's basic
所以 Suǒ yǐ So
你要老了 Nǐ yào lǎole when you're older
换下生活一点 Huàn xià shēnghuó yīdiǎn Alter your lifestyle slightly / Change your way of living a little bit
年轻时也要省点钱 Niánqīng shí yě yào shěng diǎn qián save money while you're young / Save money when you are young
除了钱 Chúle qián Apart from money / besides money
健康也很重要 Jiànkāng yě hěn zhòngyào health is also important
所以要多注意健康 Suǒyǐ yào duō zhùyì jiànkāng We got to be healthy / So we have to pay more attention to our health / So pay more attention to your health
健康了也有关心态 Jiànkāngle yě yǒuguān xīntài and our mindset too / Being healthy is also about your mentality
你如果每次都很开心 Nǐ rúguǒ měi cì dōu hěn kāixīn If you are happy every time / If you're always happy
如果你总是快乐 Rúguǒ nǐ zǒng shì kuàil
过日子 Guòrìzǐ spending everyday well / Live
你老了 Nǐ lǎole when you're old / you are old
一定要有朋友 Yīdìng yào yǒu péngyǒu you must have friends / Must have friends
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