What don’t they tell you about retiring early?
Eat Pray Love - you did it, enjoy it.
1. You will probably lose your friends who are not so lucky, many may have another 20 years and they will resent you. So get ready to find new people.
2. Your spouse will not be happy either as if they are working, you will be on another time and fun schedule. In fact, at least half of the marriages I know broke up over this issue for early retirees.
3. The flip side is, if you are a go getter, where are you gonna go? You probably worked hard, got lucky didn’t do much travel and now you got money and time. No one told you how to figure that out.
4. Speaking of money, unless you really were a great planner or rich, you will possibly run out of money if you retire early (exceptions to the rare folks who have guaranteed pensions). So you are going to have to hustle to watch your money, take care of your money, invest your money wisely, in other words, you are not going to be able to sit around all day unless you have some great passive income streams and even then, nothing is guaranteed these days. Be ready to go into money management and preservation vs making money.
5. All those ‘toys’, especially boats cost a lot of money and even more to maintain and unless you can do a lot of it, and let’s face it, who wants to fix a boat, you better have a lot more money to keep it up and everyone wants a free ride. Ditto for motor homes, the damn things breakdown a lot and again when you're not automobile mechanic, good luck.
6. The good side is, no one told you how marvelous it could be if you wanted to actually do adventure travel as you are not old and creaky. You can actually still kayak various ‘falls’, walk the Himalayan mountains, ride horseback (be careful), scuba dive, spend a month at the north pole if you want in the summer of course. See Italy in the autumn, the Sahara pyramids in the winter, find the source of the Nile, sail down the Amazon in luxury if you so desire.
7. If your spouse leaves, you can find another partner as you are not ‘too old’. They never mention that one but it is a biggy.
I could go on but you get the picture. Be ready for a completely different life, if you have worked hard enough and got lucky enough to retire early, you better enjoy it but don’t expect everyone to enjoy it with you.
Have fun, don’t worry and recognize you are one of the lucky ones, the chosen few, act like it with kindness and understanding for all those out there who are not so lucky and still have to go to work every day for years to come.
And smile, smile a lot, you did it.
Smile 😃 😊 😀 😄 😁 😆
关于提前退休，他们没有告诉你什么？
吃、祈祷、爱——你做到了，享受它。
1.你可能会失去那些没那么幸运的朋友，很多人可能还有20年，他们会怨恨你。 所以准备好寻找新朋友吧。
2.你的配偶也不会高兴，就好像他们在工作一样，你会在另一个时间和有趣的时间表上。 事实上，据我所知，至少有一半的婚姻因提前退休人员的这个问题而破裂。
3. 另一方面，如果你是一个积极进取的人，你会去哪里？ 你可能很努力工作，很幸运没有经常出差，现在你有了金钱和时间。 没有人告诉你如何解决这个问题。
4.说到钱，除非你真的是一个伟大的计划者或富人，否则如果你提前退休，你可能会用完钱（极少数有保证养老金的人除外）。 因此，你将不得不努力看管你的钱，照顾好你的钱，明智地投资你的钱，换句话说，你将无法整天坐着，除非你有一些巨大的被动收入流，甚至 那么，现在没有什么是有保证的。 准备好进行资金管理和保值而不是赚钱。
5.所有这些“玩具”，尤其是船，要花很多钱，甚至需要更多的钱来维护，除非你能做很多，让我们面对现实吧，谁想要修理船，你最好有更多的钱来修理 坚持下去，每个人都想搭便车。 对于房车来说也是如此，当你不是汽车修理工时，该死的东西会经常出故障，祝你好运。
6. 好的一面是，没有人告诉你，如果你想真正进行冒险旅行，那会是多么美妙，因为你并不老，也不老。 实际上，您仍然可以划皮划艇各种“瀑布”，漫步喜马拉雅山脉，骑马（小心），水肺潜水，当然如果您愿意在夏天的话，还可以在北极度过一个月。 秋天游览意大利，冬天游览撒哈拉金字塔，寻找尼罗河的源头，如果您愿意，还可以豪华地沿着亚马逊河航行。
7. 如果你的配偶离开了，你可以找到另一个伴侣，因为你还不算“太老”。 他们从来没有提到过这一点，但这是一件大事。
我可以继续说下去，但你明白了。 为完全不同的生活做好准备，如果你足够努力并且足够幸运提前退休，你最好享受它，但不要指望每个人都和你一起享受它。
玩得开心，别担心，并认识到自己是幸运者之一，是被选中的少数人，对所有那些不那么幸运且多年来仍必须每天上班的人表现出善意和理解。 来。
微笑，多笑，你做到了。
微笑😃😊😀😄😁😆
㊗️
♠︎ I retired at 55— 20 years a ago. Good times a few tight times, but mostly according to plan. The one thing I didn’t count on was insurance going from $450/ mo to around $1700/ mo. I budgeted $500–750. So 55 to 65 had some bumps. It worked out in the ended, and I am glad I managed an early retirement. ● 20 年前，我 55 岁退休。 美好时光也有一些紧张时期，但大部分都是按计划进行的。 我没有想到的一件事是保险从每月 450 美元涨到每月 1700 美元左右。 我的预算是 500-750 美元。 所以55到65之间有一些颠簸。 最终一切顺利，我很高兴我提前退休了。
❤️
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