How To Get Rich From Absolutely Nothing ●如何白手起家致富
There are secrets on how to get rich and if you take the time to learn them, you too could put yourself on the right path to building wealth.●致富的秘诀有很多，如果你花时间去学习这些秘诀，你也可以走上积累财富的正确道路。
Business owners and entrepreneurs are well positioned to build their wealth and get rich, however we’re not talking about a how to get rich quick scheme. Most self-made millionaires have built their wealth through their business.●企业主和企业家完全有能力积累财富并致富，但我们谈论的并不是如何快速致富的计划。大多数白手起家的百万富翁都是通过自己的企业积累财富的。
Imagining you in your own private jet.●想象您拥有自己的私人飞机。
When you own a business, you can control the amount of wealth that you want to create for yourself. You can tailor your business to your revenue and profit goals.●当你拥有一家企业时，你可以控制自己想要创造的财富数量。你可以根据自己的收入和利润目标来定制自己的企业。
Smart business owners understand that revenue does not dictate your wealth, but profit does. And the higher the profit margins are in your business, the more money you will keep in your pockets as the owner.●聪明的企业主明白，收入并不能决定你的财富，利润才是关键。企业的利润率越高，作为企业主，你口袋里的钱就越多。
To build wealth you need to have some fundamentals in place:●要积累财富，你需要具备一些基本条件：
1. Money mindset is everything ● 一、金钱观念决定一切
You need to have a positive money mindset when it comes to creating wealth. Everyone carries a money story and it’s your job to understand what yours is and if it’s holding you back. Reframing your story to a millionaire’s mindset is essential for success because rich people think differently. How to get rich can’t be a passing phase in your life; it takes work and commitment.●在创造财富时，你需要有积极的金钱心态。每个人都有一段金钱故事，而你的工作就是了解你的金钱故事是什么，以及它是否阻碍了你。将你的故事重新构建为百万富翁的心态对于成功至关重要，因为富人的想法不同。如何致富不能成为你生活中的一个过渡阶段；它需要努力和承诺。
2. Millionaires still budget●二、百万富翁仍需精打细算
Hard to believe, but it’s true. Even millionaires follow a budget. The biggest secret on how to get rich and stay rich is spending less than you bring in. There will always be wants that exceed budget limits, even for millionaires, because there is not an unlimited supply of money.●难以置信，但这是真的。即使是百万富翁也要遵守预算。致富和保持富裕的最大秘诀是少花钱多赚钱。即使是百万富翁，也总会有超出预算限制的需求，因为钱不是无限的。
3. Money management is key ●三、资金管理是关键
Good money management is so important to get rich and stay rich. Money management is a behavior and habit. You need to be mindful of where you are investing and spending your money. There is a specific strategy to growing your wealth and maintaining it and you must follow it like you do a workout regime.●良好的资金管理对于致富和保持富裕非常重要。资金管理是一种行为和习惯。您需要注意投资和花钱的地方。有一种特定的策略可以增加和维持您的财富，您必须像锻炼一样遵循它。
4. Invest your money for growth●四、投资增长
Investing in assets that will appreciate in value over time and provide you with a return on your investment such as dividend or interest payments is smart. The goal is to build your asset portfolio and make it so strong that you can live off the passive income in your retirement.●投资那些会随着时间的推移而升值并为你带来股息或利息等投资回报的资产是明智之举。目标是建立你的资产组合，并使其变得强大，以便你在退休后可以依靠被动收入生活。
5. Build your business around your personal financial goals●五、围绕你的个人财务目标建立你的事业。
As a business owner you have more control over the money you make versus being an employee with a set salary. If you want more money in your pockets, you can increase your revenue and your profit margins to ensure you are taking home more money. The more profits you have in your business the more you can pay yourself a dividend or bonus, depending on the legal structure of your business.●作为企业主，你对自己赚到的钱比领取固定薪水的员工更有控制权。如果你想赚更多的钱，你可以增加收入和利润率，以确保你能赚到更多的钱。你的企业利润越多，你就能给自己支付更多的股息或奖金，这取决于你企业的法律结构。
6. Create multiple income streams●六、创造多种收入来源。
Smart business owners create more than one income stream as it protects them from fluctuations in the market. That means if one source of revenue dries up due to market conditions, other sources of income can protect you from a loss.●精明的企业主会创造多个收入来源，因为这可以保护他们免受市场波动的影响。这意味着，如果一个收入来源因市场状况而枯竭，其他收入来源可以保护您免受损失。
7. Don’t check out●七、不要退出/不要辞职。
This is the most important tip. Hiring financial help such as accountants and financial advisors does not leave you with the right to check out of the financial activity in your business. Nobody will care about your money as much as you do, so never give your financial power away. Take the time to invest in educating yourself about money management so that you can oversee what is going and understand when an investment is not doing your portfolio justice.●这是最重要的提示。聘请会计师和财务顾问等财务帮助并不意味着您有权检查您企业的财务活动。没有人会像您一样关心您的钱，所以永远不要放弃您的财务权力。花时间投资学习资金管理知识，这样您就可以监督正在发生的事情，并了解投资何时没有对您的投资组合产生公平影响。
The bottom line is that knowing how to get rich is an art that is learned. There are no guarantees that if you start a business that you will get rich because even the best business ideas fail due to poor execution. But if you educate yourself and get help in making your business a success, you will increase your chances of success.●最重要的是，知道如何致富是一门需要学习的艺术。创业并不能保证你一定会致富，因为即使是最好的商业创意也会因执行不力而失败。但如果你自我教育并获得帮助，让你的生意取得成功，你成功的机会就会增加。
No comments:
Post a Comment